Our Services Portfolio | Overseas Property | Overseas Property specialists

MPM Overseas impressed with Altinkam, Turkey:

MPM Overseas Managing Director Mark Pedley recently visited Turkey’s Aegeon coast and was impressed with Altinkim Read more...

How MPM can be of service to you

Because we are well versed in dealing with overseas property agents and developers, we can assist you to find the perfect investment property at the right price.
 
Whether you are looking for a new build, buy to let or existing property, MPM should be your first port of call.
 
Even if you are in the very early stages of considering overseas property as an investment, please call MPM for impartial advice and complete peace of mind.

Purchasing abroad? Your options

Tailored to suit your specific investment requirements, MPM offer impartial advice on every aspect of overseas property investment.

Mortgages
In many countries such as France, Italy and Spain it may be possible to arrange a mortgage of up to 80% of the value of the property based in euro or sterling. This is usually completed through a mortgage broker or bank either in the country where the property is situated or here in the UK.

Looking for a mortgage to fund your investment?
Why not get a quick quote from our partner. Conti specialise in overseas mortgages.
 
Rental
If you are required or intend to have rents paid into a bank account abroad it may be wise to take out a euro mortgage on the overseas property.
 
Cash Purchase
You may wish to realise the equity in your UK home and use this sum as a cash payment towards your intended overseas property. It may be useful to know however that in Spain for example, inheritance tax is based on the net value of a property i.e. the property’s value less the outstanding mortgage.
A cash payment also means that UK owners are not for example receiving an income in Sterling and then paying their investment property mortgage in euro.
 
Forward Contract
Because contracts can typically take up to six months to negotiate and off plan developments by their very nature are effectively ‘long term’ projects (typical lead times can be from twelve months to two years). it may be worth looking into setting up a forward contract. This will effectively fix the current exchange rate to take into account future fluctuations in the rate of exchange.
 
Buy off plan
Off plan is the purchase of property which has not yet been constructed.
Effectively you will be buying a proposed build based on architectural plans, drawings and possibly a computer rendition.
 
Buy to sell
This is probably the most attractive short term investment route for discerning investors. Buy to sell properties are usually purchased as an off plan project. Whereby the value of the property is expected to increase over the initial ‘on paper’ value once the project has been completed.
 
Buy to let
If you’re an investor looking to maximize a regular long term return on your property, buy to let is the answer. Once the property is acquired, lettings can be managed by us as required.
 
Buy to move
If you’re looking to move abroad permanently, we can find the perfect property for you. If you wish to retain and let your UK home, speak to us about managing the property in your absence.
 
Buy to holiday
Unlike purchasing a time share, investors who wish to spend a limited time at their property often take advantage of fractional ownership. With fractional ownership, a given number of investors own the building between them. In this situation, MPM can manage not only your purchase but also the building’s ongoing maintenance.

Our consultancy advice and negotiating

Because we are working on your behalf as independent advisors, we will always seek to secure the best investment opportunity for you. And of course we never lose sight of the fact that you are looking for a return on your investment. That is why we look at your future property not as an immediate purchase but as an investment and as such, what you can expect as a return on your investment.

Our expertise

We not only provide impartial overseas investment advice, we also have over 20 years of wealth management (IFA) experience behind us.
 
Our client list contains individuals and consortiums who rely on us to advise them on the management of their wealth and who look to us for impartial guidance and positive direction.